# IELTS Writing Task 2 dạng Agree or Disagree Part 72

Nguồn: https://therealielts.vn/ielts-writing-task-2-agree-or-disagree-part-72/  
Tác giả: Tú Kiều Trọng — The Real IELTS  
Ngày đăng: 07/08/2024 · Cập nhật: 07/08/2024  
Chuyên mục: Cẩm nang IELTS Writing

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Đề bài IELTS Writing Task 2 dạng Agree or Disagree Part 72:

You should spend about 40 minutes on this task

Schools should teach financial literacy. To what extent do you agree or disagree?

Write at least 250 words.

## Giải mẫu IELTS Writing

In today's rapidly changing world, **financial literacy** has become an **essential skill** for individuals to navigate the complexities of **personal finance**. Many argue that schools should take on the responsibility of teaching **financial literacy** to prepare students for adulthood. I agree with this proposition to a considerable extent, as integrating **financial education** into the school **curriculum** can provide significant benefits. However, this should not overshadow the importance of other subjects and skills that are equally crucial for a well-rounded education.

Firstly, teaching **financial literacy** in schools equips students with the knowledge and skills necessary to manage their finances effectively. Young people often enter adulthood with little understanding of basic financial concepts such as **budgeting**, saving, **investing**, and understanding **credit**. This lack of knowledge can lead to poor **financial decisions**, resulting in debt and other financial difficulties. By learning these skills early, students can develop a strong foundation for **financial independence** and security.

Moreover, **financial literacy** can promote responsible **consumer behavior**. In an age where **consumerism** is prevalent, and **credit** is easily accessible, understanding the implications of financial choices is crucial. For instance, knowledge about the long-term impact of taking out **loans** or using credit cards can help young adults make informed decisions, avoiding pitfalls such as **high-interest debt** and poor **credit scores**.

However, while the importance of **financial literacy** cannot be overstated, it is also essential to maintain a **balanced curriculum**. Schools should not sacrifice other critical subjects such as mathematics, science, literature, and social studies in favor of financial education. These subjects also play a vital role in developing **critical thinking**, creativity, and a broader understanding of the world. Therefore, **financial literacy** should complement, rather than replace, existing **core subjects**.

Additionally, the responsibility of teaching **financial literacy** should not rest solely on schools. Parents and guardians play a crucial role in shaping their children's financial habits and attitudes. Schools can provide the **foundational knowledge**, but real-world application and **reinforcement** often come from the home environment.

In conclusion, I agree that **financial literacy** should be part of the school **curriculum** to a significant extent, as it is vital for preparing students for real-world financial challenges. However, it should be integrated in a way that does not undermine the importance of other educational subjects and recognizes the role of parents in financial education. A **collaborative approach**, combining school education and family involvement, is likely the most effective way to foster financially literate future generations.

## Cấu trúc ngữ pháp và cấu trúc câu

### Cấu trúc câu và cấu trúc ngữ pháp

1. **Câu đơn (Simple Sentence):** Một câu đơn có chủ ngữ và động từ.
    - Ví dụ: "Young people often enter adulthood with little understanding of basic financial concepts such as budgeting, saving, investing, and understanding credit."
2. **Câu phức (Complex Sentence):** Câu phức có một mệnh đề chính và một hoặc nhiều mệnh đề phụ thuộc.
    - Ví dụ: "However, this should not overshadow the importance of other subjects and skills that are equally crucial for a well-rounded education."
    - "While the importance of financial literacy cannot be overstated, it is also essential to maintain a balanced curriculum."
3. **Câu ghép (Compound Sentence):** Câu ghép có hai hoặc nhiều mệnh đề chính, thường được nối bằng liên từ (and, but, or).
    - Ví dụ: "Many argue that schools should take on the responsibility of teaching financial literacy to prepare students for adulthood, and I agree with this proposition to a considerable extent."
4. **Câu ghép-phức (Compound-Complex Sentence):** Câu ghép-phức có ít nhất hai mệnh đề chính và ít nhất một mệnh đề phụ thuộc.
    - Ví dụ: "A collaborative approach, combining school education and family involvement, is likely the most effective way to foster financially literate future generations."

### Từ kết nối (Connecting Words)

1. **Liên từ chỉ sự thêm vào (Additive Conjunctions):**
    - "and" - Ví dụ: "Young people often enter adulthood with little understanding of basic financial concepts such as budgeting, saving, investing, and understanding credit."
    - "Moreover" - Ví dụ: "Moreover, financial literacy can promote responsible consumer behavior."
2. **Liên từ chỉ sự tương phản (Contrastive Conjunctions):**
    - "However" - Ví dụ: "However, this should not overshadow the importance of other subjects and skills that are equally crucial for a well-rounded education."
    - "While" - Ví dụ: "While the importance of financial literacy cannot be overstated, it is also essential to maintain a balanced curriculum."
3. **Liên từ chỉ nguyên nhân và kết quả (Causal Conjunctions):**
    - "Therefore" - Ví dụ: "Therefore, financial literacy should complement, rather than replace, existing core subjects."
4. **Liên từ chỉ sự giải thích (Explanatory Conjunctions):**
    - "For instance" - Ví dụ: "For instance, knowledge about the long-term impact of taking out loans or using credit cards can help young adults make informed decisions."

## Các từ vựng tiếng Anh cần lưu ý trong bài viết

1. **Financial literacy** - Kiến thức tài chính
2. **Essential skill** - Kỹ năng thiết yếu
3. **Personal finance** - Tài chính cá nhân
4. **Navigate** - Điều hướng, xử lý
5. **Complexities** - Sự phức tạp
6. **Curriculum** - Chương trình học
7. **Equip** - Trang bị
8. **Budgeting** - Lập ngân sách
9. **Investing** - Đầu tư
10. **Credit** - Tín dụng
11. **Financial decisions** - Quyết định tài chính
12. **Financial independence** - Độc lập tài chính
13. **Consumer behavior** - Hành vi tiêu dùng
14. **Consumerism** - Chủ nghĩa tiêu dùng
15. **Loans** - Khoản vay
16. **High-interest debt** - Nợ lãi suất cao
17. **Credit scores** - Điểm tín dụng
18. **Balanced curriculum** - Chương trình học cân bằng
19. **Core subjects** - Môn học chính
20. **Critical thinking** - Tư duy phản biện
21. **Reinforcement** - Sự củng cố
22. **Foundational knowledge** - Kiến thức nền tảng
23. **Real-world application** - Ứng dụng thực tế
24. **Collaborative approach** - Cách tiếp cận hợp tác

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